In a world before Wi-Fi and 3G, the Singapore Dream used to involve the 5 ‘C’s. These days, however, that Dream is all over the place. On the one hand, everyone and their cat has a credit card since people are signing up at roadshows more for the freebies than the card itself. On the other hand, the costs of owning a vehicle are so high that even buying a second-hand car seems impossible. When it comes to housing, the overpriced condominium is still the dream for most. But are condos a good financial investment? Ever wondered whether you make just as much with an HDB flat when property prices go up?